Why do I need health insurance?
Health insurance helps cover medical expenses, protects you from unexpected healthcare costs, and ensures access to quality care when needed.
Can I visit a specialist in a hospital with a basic plan?
With a basic plan, specialist & hospital visits need referrals from the GP & clinics. Comprehensive plans usually allow direct access to specialists & hospitals.
What is the difference between a basic and a comprehensive plan?
Basic plans cover essential treatments. Comprehensive plans offer wider coverage, including hospital access and specialist consultations.
How does the premium affect the quality of hospitals covered?
Higher premiums often give access to a larger network of premium hospitals and specialists, while lower premiums may limit the hospital options.
Does health insurance cover routine check-ups and diagnostic tests?
Routine check-ups and tests are usually covered if medically necessary with comprehensive insurance.