Abu Dhabi Islamic Bank

Abu Dhabi Islamic Bank (ADIB)

Why choose Abu Dhabi Islamic Bank?

ADIB is one of the largest, most well-known banks, with more than 70 branches in the UAE. Based in Abu Dhabi ADIB offers both Shariah compliant and contemporary financial products to customers. ADIB was founded in 1997 as a Public Joint Stock Company. Below is all the information you need to know about ADIB.


Branch Name
Branch Code
Branch Address
Swift Code
Abu Dhabi Islamic Bank
Abu Dhabi
Khalifa Street, Buti Ahmed Al Otiba Khalifa Street, Abu Dhabi, United Arab Emirates

Where can I find my ADIB swift code?

To locate your ADIB swift code simply check the list above for guidance. If not satisfied, you can alternatively visit the bank’s website or check your bank statement.

ADIB bank accounts

ADIB (Abu Dhabi Islamic Bank) is an Islamic bank based in Abu Dhabi, UAE. The bank was founded in the year 1997 as a ‘Public Joint Stock Company’ but it started commercial operations on 11th November 1998. ADIB stands as one of the best banks of the United Arab Emirates by carrying out all the services, contracts, & transactions abiding by ‘Islamic Shariah’ principles.When it comes to offering services in terms of bank accounts, ADIB has earned the trust of many people in the UAE. The bank offers different types of bank accounts that include Current Account, Savings Account, Ghina Salary Account, Business Bank Accounts, etc. for the day-to-day management of the money. Basically, all of the unique bank accounts offered by ADIB are created to meet the particular needs of an individual.

Types of ADCB bank accounts

ADCB current accounts are only for UAE residents. Their current accounts also have a minimum balance requirement of AED 5,000. With an ADCB current account the holder will get benefits such as:

Salary Transfer: With an ADCB current account the holder can get the option of salary transfer to their account.

Debit Card: When opening an ADCB current account, the holder will be issued a free debit card.

Cheque Book: The account holder will also be given a free cheque book (only for AED accounts.)

E-statements: E-statements are issued for free when the cycle statement is due.

Multiple Currencies: The current account is available in multiple currencies.

Online Banking: Online and phone banking is available.

Current account

The Abu Dhabi Islamic Bank has strong Current Account options for its customers. The deposits of which are 'non-profit bearing' to the bank, based on the Islamic principle of Qard Hasan. Account holders will require a minimum balance of AED 3,000 to open their account.

Compare Current Accounts

Savings account

With ADIB Savings Accounts they follow the principle of Mudaraba. Meaning the account holder must be aware of the service agreement, detailing the shared profit and losses. A minimum balance of AED 3,000 is required in the holder's account. If the balance drops below this the bank will charge AED 25 during that given month.

Compare Saving Accounts

How to open an ADIB bank account in the UAE?

It's really simple to open an ADIB bank account. If you're interested in opening a bank account with ADCB all you have to do is follow one of the steps below:

Other services

Credit Cards

Abu Dhabi Islamic Bank has multiple options of cards for its customers. As ADIB follow Islamic Banking practices, they do not charge interest. Instead, the bank earns based on a monthly profit rate. Here are the various cards ADIB offer:

Etihad Cards:
ADIB - Etihad Guest Gold Card
ADIB - Etisalat Gold Card
ADIB - Etihad Guest Visa Platinum Card
ADIB - Etihad Guest Classic Card

Booking.com Cards:
ADIB - Booking.com Signature Card
ADIB Booking.com Infinite Card

Cashback Cards:
ADIB - Visa Cashback Card
ADIB - Cashback Gold Card

Rewards Cards:
ADIB - Value+Card
ADIB - Value Card
ADIB - Rotana Rewards Exclusive Visa Card
ADIB - Edge Card

Etisalat Cards:
ADIB - Etisalat Visa Signature Card
ADIB - Etisalat Classic Card
ADIB - Etisalat Visa Platinum Card

Emirates Skywards Cards:
ADIB - Emirates Skywards World Elite Card
ADIB - Emirates Skywards World Card

Other Cards:
ADIB - Smiles Classic Card
ADIB - Smiles Visa Gold Card
ADIB - Smiles Visa Platinum Card
ADIB - Smiles Visa Signature Card
ADIB - Spice Card
ADIB - Dana MasterCard

Compare Credit Cards