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The lowdown on comprehensive car insurance

Comprehensive insurance gives you the maximum level of cover, for both you and the third party. But it also covers a whole lot more. Here’s all the info you need to know...

What is comprehensive car insurance?

Comprehensive is the highest level of car insurance available, giving you complete peace of mind.

Do I have to have comprehensive car insurance?

No, but car insurance of some kind is compulsory in the UAE. Third party cover is an alternative to fully comprehensive, however a third party policy won’t cover you or your car in the event of an accident and doesn’t include most of the extras which can make life easier (and cheaper) for you if an incident happens.

What does comprehensive cover me for?

A comprehensive policy will usually cover you for all the same things as a third party policy will, plus any accidental damage, medical expenses, and loss of or damage to any personal belongings in the insured vehicle.

What other types of insurance are available?

Third party is also an option, although it’s more basic and offers much less cover than comprehensive. Most people assume that third party is a cheaper alternative but while this may be true in some cases, it’s not true in all. Comprehensive cover can cost the same as third party and offer so many more benefits, so it’s always worth using our service to find out what comprehensive policies are available.

When is comprehensive cover essential?

If you purchased your car using a credit agreement or loan, it is essential to have comprehensive cover. If the car is written off or stolen you will still have to continue to pay the finance and without a comprehensive policy, you won’t be covered.